Birbank
Azerbaijan's first digital bank and market leader — making banking accessible to everyone, both digitally and through branches.
3 500 000Number of Birbank users
#1By volume of consumer loans
The first fully integrated digital platform in the Caucasus
Bir ecosystem unites millions of people, businesses and innovations under one umbrella, shaping the digital future of the region.
Our key results
These numbers back our regional leadership
5 000 000 +
Active users
Half the country's population trusts us
~50%
TPV
Half of the national payment turnover
$300 m +
EBITDA
~70 000 000
Net income
Figures for 2025
The digital pulse of a changing region beats in Azerbaijan
Strategically positioned at the crossroads of Europe and Asia, Azerbaijan is rapidly transforming from a traditional energy center into both a logistics hub and a digitally oriented economy. Powered by the 2026 National Digital Agenda, the country is accelerating its diversification to become a key pillar of the emerging Digital Silk Road, creating the ideal foundation for the expansion of interconnected digital platforms.
$75.9 bnannual economic growth
~33average age of the population
Our brands
Through these brands we bring convenience to the lives of millions
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Birbank Biznes
A reliable business partner that unites all financial operations of small and medium entrepreneurs in a single app.
~122 KNumber of micro and SME customers
16 716Number of small and medium-sized business customers
95%Customers using digital services
Birbank Invest
Fast and secure investing in the world's largest companies — a platform built for the new generation of investors.
12 000+Number of tradable stocks and ETFs
Birmarket
The country's first local e-commerce platform — bringing everyday shopping straight to your door with fast delivery.
850 000+Total number of buyers
~8 000Total number of sellers
80%Annual order growth rate
m10
The country's most trusted e-wallet — fast money transfers and utility payments with QR-based payment support.
829 000Number of users
47.5 mNumber of transactions in the current year
#1Leader of the e-wallet segment in the country
milliön
A country-wide network of payment terminals that turns cash into a digital balance — from account top-ups to everyday payments.
6000+Number of terminals across the country
#1The country's market leader in physical payments
Our joint projects
Bir ecosystem unites millions of people, businesses and innovations under one umbrella, shaping the digital future of the region.
Yango is more than a taxi service in Azerbaijan.
Learn more
Trendyol offers a wide selection and convenient online shopping.
With BakıKart, use city transport conveniently and quickly.
Ecosystem products
Bir Bonus — limitless opportunities
The Bir Bonus loyalty program earns you bonuses on Birbank, m10 and Birmarket.az payments, as well as across a wide partner network.
Bir ID — single sign-in
With Bir ID, get secure and fast access to all the ecosystem's services through a single account.
Bir Pay — fast payments
With Bir Pay, make payments in a single tap, securely and with no fees.