Birbank
Azerbaijan's first digital bank and market leader, making everyday banking accessible to everyone — both digitally and through branches.
4 500 000Number of Birbank users
#1By volume of consumer loansThe first fully integrated digital platform in the Caucasus
Bir ecosystem unites millions of people, businesses and innovations under one umbrella, shaping the digital future of the region.
Our key results
These numbers back our regional leadership.
5 000 000 +
Active users
Half the country's population trusts us
~50%
Total payment volume
Half of the national payment turnover
$300 m +
EBITDA
~$700 m
Net income
Figures for 2025
The digital center of a changing region: Azerbaijan
Strategically positioned at the crossroads of Europe and Asia, Azerbaijan is rapidly evolving from a traditional energy center into a regional logistics hub and a digital-first economy. Driven by the 2026 National Digital Agenda, the country is accelerating its economic diversification and positioning itself as a cornerstone of the emerging Digital Silk Road, creating an ideal foundation for interconnected digital platforms to scale.
$75.9 bnAnnual GDP growth
91%Internet access
$44 bnProjected cashless turnover (2030)
~33Median age of population
>$33 bnBank assets
$75.9 bnAnnual GDP growth
~33Median age of population
91%Internet access
>$33 bnBank assets
$44 bnProjected cashless turnover (2030)
Our brands
Through these brands we bring convenience to the lives of millions
Learn more
4 500 000Number of Birbank users#1By volume of consumer loans
Birbank Biznes
A reliable business partner bringing together all financial operations for small and medium-sized enterprises in one application.
~122 000Number of micro and SME customers
16 716Number of small and medium-sized business customers
95%Customers using digital services
Birbank Invest
A next-generation investment platform offering fast, secure, and easy access to investing in the world's largest companies.
12 000+Number of tradable stocks and ETFs
Birmarket
Fast, secure access to investing in the world's largest companies, built for a new generation of investors.
850 000+Total number of customers
~2 000 000Total app downloads
m10
The country's most trusted e-wallet, built for quick money transfers and bill payments — including QR-enabled payments.
4 500 000Registered users
255 000Number of transactions for 2025
milliön
A nationwide network of payment terminals turning cash into digital balances, from account top-ups to everyday bill payments.
6000+Payment terminals
220 000 000 Yearly transactionOur joint projects
With our partners, we are expanding our reach every single day.
A global mobility platform that digitalizes local transport and serves millions of users.
A global e-commerce giant providing direct delivery nationwide.
A cashless payment method for public transport such as the metro and buses.
Our products
Through these products we make our users part of the ecosystem.
Birbonus for limitless opportnities
The ultimate loyalty program offering limitless opportunities to earn and redeem bonuses across a vast network of partners.
Bir ID for fast registration
A unified login method for all services across the ecosystem.
Bir Pay for seamless transactions
A modern payment platform tailored for both our users and business partners.